Life Insurance Made Simple
We Shop.
You Choose.
We Make It Simple.
At Steady Shore Life, we shop multiple highly rated insurance carriers on your behalf, at no cost to you. Compare options from 40+ insurance companies and see your estimated rate in seconds.
An experienced licensed agent is available to help at any point in the process.
How It Works
1) Get Your Rate Estimate
Answer 3 simple questions, then customize your coverage to see your estimated rates in seconds.
2) Choose Your Coverage
Compare your options and select the coverage amount and term that works for you.
3) Apply Online
If you’re ready to proceed, complete the secure online application. Many applicants can receive a decision in as little as 10 minutes without a medical exam.
Why Steady Shore Life?
We compare options from 40 + highly rated carriers to find you best fit.
We Shop for You
No Cost to You
There’s no fee for our service.
A licensed agent is available when you need help at any point in the process.
Personalized Support
Simple Online Process
Explore your rates and apply on your time, from your phone or computer.
I’ve spent more than a decade helping thousands of families find insurance coverage that fits their needs. As the founder of Steady Shore Life, my goal is simple: make life insurance easier to understand, and easier to apply for. Whether you prefer to apply online or talk through your options, we’re here to help you make a confident decision—without pressure.
-Dustin Hedges,
Founder & Licensed Life Insurance Agent
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Life insurance can help anyone whose loved ones depend on them financially. It can provide money for income replacement, a mortgage, everyday expenses, debts, college funds for your children’s future education costs, and other other financial needs.
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Term life insurance provides coverage for a set period of time, commonly 10-30 years. It’s often an affordable way to protect your family during the years they depend on you the most.
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The right amount depends on your income, debts, family needs, and financial goals. A common starting point is 7-10 times your annual income, but your individual needs may vary.
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A quote is an estimate based on the information you provide. Your actual rate and eligibility are determined after the insurance company verifies the rate class you qualify for. Rate class is based on medical history, prescription history, and lifestyle information through underwriting.